Partner Program · Payroll · Benefits · Insurance for franchise consultants
It's not a mistake — it's just what happens when 1099 commission income never gets restructured. Through The Franchise Consulting Company, you have access to compliant S-Corp payroll, workers' comp, and group-rate health, dental, vision and 401(k) — the infrastructure a corporate job would have handed you automatically.
You're excellent at matching candidates to franchise concepts. But as a commission-only 1099 professional, the payroll, tax structure and benefits infrastructure that a corporate job would hand you automatically — you're on your own for. Here's what that usually looks like.
FCC gives you leads, training and a brand behind you — but there's no HR department sponsoring your health plan or 401(k). Individual coverage is expensive and thin by comparison.
Every commission dollar as a sole proprietor is taxed at 15.3% for Social Security and Medicare. A properly structured S-Corp salary can cut that by thousands a year — and most consultants never make the switch.
Most consultants don't know the difference between a draw and a salary, what the IRS considers "reasonable compensation," or how to actually set up direct deposit to themselves.
Quarterly payroll tax deposits, W-2 generation, workers' comp, state registrations — one missed filing compounds into penalties. You closed placements, not payroll paperwork.
Group plan access is the part most independent consultants don't know they can get. These are the same categories of coverage a well-run franchise HR department offers its staff, priced at group rates instead of individual-marketplace rates.
Blue Cross Blue Shield group plans at group rates — meaningfully better coverage and lower premiums than an individual marketplace plan for a solo consultant.
Triple tax-advantaged accounts that reduce taxable commission income while you save. A consultant earning well can shelter $27K+ a year between HSA and 401(k) contributions alone.
COBRA administration plus dental, vision, term life, accident and cancer coverage — the full portfolio a corporate employee expects, built for an independent.
Group benefits are exclusive to active Solo Pro Payroll clients. Payroll must be set up and running before census data is submitted for the next enrollment window — this is how Advisor HR keeps group underwriting compliant and rates competitive.
Most FCC consultants start on Solo Operator. If you bring on an assistant, associate consultant, or partner down the line, you move up a tier — same infrastructure, no re-onboarding.
One person — you, paying yourself as an S-Corp or single-member LLC owner. Flat monthly rate, everything below included.
2–9 employees. When you hire your first assistant, associate consultant, or coordinator.
10+ employees. For consultants who have built a real practice with staff HR needs.
Group benefits enrollment opens once a year, with coverage beginning September 1. Census data has to reach underwriting about two months before coverage begins — so get on payroll first, then get in the window.
It starts with the form on this page — no cold sales call, no chasing paperwork. Our Franchise division carries it from your first submission through your first direct deposit and into benefits enrollment.
Complete the short form on this page. It routes directly to the FCC Partner Program’s Franchise division — flagged as an FCC-affiliated consultant for priority handling.
Your Program Specialist confirms your entity type, current payroll status, approximate commission income, and whether you have any staff of your own.
We coordinate with your CPA on the S-Corp election (if it fits) and set a defensible "reasonable compensation" salary — the step that unlocks the tax savings.
State registrations filed, workers' comp attached, HRIS mobile platform activated, and direct deposit configured so your first payroll runs to you.
Once payroll is live, your census goes to underwriting for the next enrollment window (September 1). You select group health, dental, vision and 401(k) — then a dedicated account team supports you ongoing.
As part of your FCC affiliation, consultants in the network get priority scheduling on setup, a dedicated Program contact, and access to the same enrollment windows as every other program client — without going through general intake.
Meet With Our Franchise Team →QuickBooks tracks money — it doesn't advise you on what to pay yourself, include workers' comp, or give you access to group health insurance. This is a full-service layer on top, not a replacement.
That's exactly when it matters most. As a 1099, there's no employer covering half your Social Security and Medicare — you pay the full 15.3%. An S-Corp salary through payroll is how that gets fixed.
Your CPA is the right person for strategy — the Program team is who executes it. Many CPAs refer clients here specifically because payroll administration sits outside their core service.
That's fine — single-member LLCs are supported too. If an S-Corp election makes sense at your income level, your CPA can file it and the Program builds payroll around it from there.
Eight quick questions gets you a personalized estimate of your tax savings and the benefits you qualify for — no obligation, and no pressure to enroll on the spot.
The Franchise Consulting Company · Partner Program | Franchise Division
The FCC Partner Program’s payroll, group benefits and insurance are administered by Advisor HR, a licensed HR, payroll and benefits provider. As an FCC consultant you get the program’s group-rate access and priority onboarding — while Advisor HR handles the compliant setup, filings, and enrollment behind the scenes.
Adjust the sliders to see what restructuring your commission income could save. This is an illustrative estimate — your CPA confirms the exact figures for your situation.
Your net commission income after business expenses.
The W-2 salary you'd pay yourself. Your CPA sets this — a common starting point is 40–50% of net income.
Illustrative estimate only — not tax advice or a franchise financial performance representation. Assumes standard 2025 FICA/SE tax rates and does not include income tax, QBI, state taxes, or additional Medicare tax. Actual results depend on your income, entity structure, elections and state, confirmed with your CPA.
Share your details and a member of our Franchise division will follow up to confirm your numbers and walk you through the program.
A member from our Franchise division will reach out to you to confirm and review.
This page describes a preferred-partner arrangement between Advisor HR and The Franchise Consulting Company for informational purposes. Tax and savings figures shown are illustrative estimates, not guarantees, and vary based on individual income, entity structure, and state. Advisor HR and a qualified CPA should confirm specifics before enrollment. Group benefits enrollment is available to active Advisor HR payroll clients during the annual open enrollment window (September 1).