Human Capital Management for FCC Consultants · Payroll · Benefits · Insurance
As a 1099 consultant, the payroll, HR and benefits infrastructure a corporate job hands you automatically is on you. Through The Franchise Consulting Company, you get full-service HCM — payroll, compliance, and access to Fortune 500-caliber benefits including BCBS group health, dental, vision, life and 401(k) — for one flat monthly rate.
You're excellent at matching candidates to franchise concepts. But as a commission-only 1099 professional, the payroll, HR and benefits infrastructure that a corporate job would hand you automatically — you're on your own for. Here's what that usually looks like.
As an FCC consultant, you get what corporate employees get handed automatically — a clean W-2 through payroll, plus access to group health, retirement and supplemental coverage. No employer required.
Paying yourself properly through payroll — a clean W-2, direct deposit and workers’ comp — isn’t something a 1099 consultant is set up to do, and most never get it in place.
Most consultants assume Fortune 500-style group health, dental and retirement require an employer — so they stay stuck piecing coverage together on the individual market.
Quarterly payroll tax deposits, W-2 generation, workers' comp, state registrations — one missed filing compounds into penalties. You closed placements, not payroll paperwork.
Group plan access is the part most independent consultants don't know they can get. These are the same categories of coverage a well-run franchise HR department offers its staff, priced at group rates instead of individual-marketplace rates.
Blue Cross Blue Shield group plans at group rates — meaningfully better coverage and lower premiums than an individual marketplace plan for a solo consultant.
A 401(k) with HSA and FSA options — retirement and health-spending accounts with full-service recordkeeping and administration, the same savings vehicles a corporate benefits department offers.
COBRA administration plus dental, vision, term life, accident and cancer coverage — the full portfolio a corporate employee expects, built for an independent.
Group benefits are exclusive to active Solo Pro Payroll clients. Payroll must be set up and running before census data is submitted for the next enrollment window — this is how Advisor HR keeps group underwriting compliant and rates competitive.
The full carrier lineup, plan options, coverage specifics and rate structure for the FCC Consultant package live in our member benefits booklet — shared directly with consultants who connect with our team.
Your flat $119/month covers full-service HCM — payroll, compliance and HR administration — plus access to Fortune 500-caliber group benefits, including BCBS (Blue Cross Blue Shield) health insurance.
HCM services. Premiums for the benefits you elect are billed separately at group rates.
Full-service payroll and HR, plus access to the complete Fortune 500 benefit suite — including BCBS group health.
HCM services. Premiums for the benefits you elect are billed separately at group rates.
Full-service payroll and HR, plus access to every supplemental benefit — without group health insurance.
Group benefits enrollment opens once a year, with coverage beginning September 1. Census data has to reach underwriting about two months before coverage begins — so get on payroll first, then get in the window.
It starts with the form on this page — no cold sales call, no chasing paperwork. Our Franchise division carries it from your first submission through your first direct deposit and into benefits enrollment.
Complete the short form on this page. It routes directly to the FCC Partner Program’s Franchise division — flagged as an FCC-affiliated consultant for priority handling.
Your Program Specialist confirms your entity type, current payroll status, approximate commission income, and whether you have any staff of your own.
Touch base with your CPA to confirm your entity election, then set up how you’ll pay yourself through payroll.
State registrations filed, workers' comp attached, HRIS mobile platform activated, and direct deposit configured so your first payroll runs to you.
Once payroll is live, your census goes to underwriting for the next enrollment window (September 1). You select group health, dental, vision and 401(k) — then a dedicated account team supports you ongoing.
QuickBooks tracks money — it doesn't advise you on what to pay yourself, include workers' comp, or give you access to group health insurance. This is a full-service layer on top, not a replacement.
That’s exactly when it matters most. Running yourself through proper payroll is what unlocks access to group benefits, workers’ comp and a clean W-2 — the infrastructure a corporate role would provide.
Your CPA is the right person for strategy — the Program team is who executes it. Many CPAs refer clients here specifically because payroll administration sits outside their core service.
As a high-earning 1099 consultant, these benefits do double duty — real protection for your household and business, and the same benefits a Fortune 500 team enjoys. Here’s how each one helps.
Group-rate medical you can’t get on your own — typically better coverage for less than the individual marketplace, where high earners get no subsidy. An HSA-qualified option is available if you prefer a lower-premium plan paired with a health savings account.
As a solo earner there’s no employer safety net — an injury or illness that stops your work stops your income. Term life, disability, accident, and critical-illness coverage pay cash directly to you when you need it, all at group rates you set once and keep.
Save for retirement through convenient payroll deductions with full-service recordkeeping — up to $24,500 a year ($8,500 more at 50+), the same retirement infrastructure a corporate job provides.
The Franchise Consulting Company · Partner Program | Franchise Division
The FCC Partner Program’s payroll, group benefits and insurance are administered by Advisor HR, a licensed HR, payroll and benefits provider. As an FCC consultant you get the program’s group-rate access and priority onboarding — while Advisor HR handles the compliant setup, filings, and enrollment behind the scenes.
Complete your group and member details below to request your benefits quote. Your submission goes straight to our Franchise division.
A member from our Franchise division will reach out to you to confirm and review.
This page describes a preferred-partner arrangement between Advisor HR and The Franchise Consulting Company for informational purposes. Benefit availability, eligibility and rates are governed by carrier plan documents and vary based on individual income, entity structure, and state. Advisor HR and a qualified CPA should confirm specifics before enrollment. Group benefits enrollment is available to active Advisor HR payroll clients during the annual open enrollment window (September 1).